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Northbridge Specialty · Property & Casualty · updated 24 Aug 2026, 09:41

New submission

Portfolio performance

Performance overview

Beta

All lines of business

Gross written premium, YTD

$51,406,060

11.2%

Total coverage value

Combined limits in force

$2.84B

+4.5%
Treaty ceiling
$5.00B
Utilised
69%
Largest single risk
$184M
Avg. TIV per policy
$984K

Expiring policies

Next 60 days

248

$8.42M
In force
1,200
Share expiring
21%
Quoted
186
Awaiting action
62

Largest insured

By total insured value

Lakeshore Trust

Real estate · 34 sites

Lakeshore Trust head office, a mid-rise commercial building

Lakeshore Tower, Detroit

TIV $184M · built 2011 41 · Low

Sites insured
34
Annual premium
$1.68M

Submissions, claims and AI alerts

Recent submissions

Add
Submission Insured Premium Risk Status Actions
SUB-24817
Refrigerated warehouse

Meridian Cold Storage

Warehousing · Ohio

$486,000 84 · High Reviewing
SUB-24816
Metal fabrication plant

Arclight Fabrication

Metal products · Texas

$312,500 62 · Elevated Pending
SUB-24814
Coastal hotel

Harbor View Hospitality

Hotels · Florida

$724,000 58 · Moderate Approved
SUB-24811
Freight depot

Quantum Logistics Group

Trucking · Illinois

$1,240,000 71 · Elevated Reviewing
SUB-24809
Life-sciences laboratory

Northgate Biotech

Life sciences · Massachusetts

$895,000 34 · Low Approved
SUB-24806
Vineyard estate

Sierra Pacific Vineyards

Agriculture · California

$268,000 79 · Elevated Declined
SUB-24803
Construction site

Cedar Ridge Contractors

Construction · Colorado

$542,000 66 · Elevated Pending
SUB-24801
Commercial office block

Lakeshore Property Trust

Real estate · Michigan

$1,680,000 41 · Moderate Approved
Open submission queue

Showing 1–5 of 8

Claims filed this month

Incurred loss by line of business

Open claims

187

Incurred

$5.63M

Loss ratio

56.4% 1.9

Broker performance, risk mix and AI alerts

Broker performance

Submissions vs bound, top 6

Risk mix

Bound policies by AI tier

View all
  • Low 1,284 (44.5%)
  • Moderate 942 (32.7%)
  • Elevated 486 (16.8%)
  • High 173 (6.0%)

AI alerts

Model confidence 92% · updated 09:38

4 new

Appetite breach

High

Meridian Cold Storage scores 84 — ammonia refrigeration exceeds your cold-storage appetite above $400K TIV.

Review file

Pricing drift

Medium

Commercial auto rates are 6.4% below the indicated technical price across 18 bound policies this quarter.

See affected policies

Claims severity signal

Medium

Water-damage severity in the Southeast is trending 21% above the three-year average. Consider a deductible review.

Open claims analysis

Renewals and activity

Upcoming renewals

Next 60 days · $8.42M premium in scope

Renewal pipeline
  • Freight depot

    Quantum Logistics Group

    POL-118342

    Renewal health

    Strong · 86

    $1.24M

  • Coastal hotel

    Harbor View Hospitality

    POL-117905

    Renewal health

    At risk · 48

    $724K

  • Commercial office block

    Lakeshore Property Trust

    POL-116220

    Renewal health

    Strong · 91

    $1.68M

  • Metal fabrication plant

    Arclight Fabrication

    POL-115884

    Renewal health

    Critical · 23

    $312K

  • Coastal hotel

    Harbor View Hospitality

    POL-117905

    Renewal health

    At risk · 48

    $724K

Team activity

Underwriting desk, today

  1. Dana Whitfield referred SUB-24817 to the specialty desk

    09:34 · 7 minutes ago

  2. Marcus Oyelaran bound POL-118902 at $895,000

    08:52 · 49 minutes ago

  3. Priya Raghunathan issued an endorsement on POL-117331

    08:15 · 1 hour ago

  4. Tomas Lindqvist assigned adjuster to CLM-90412

    07:48 · 2 hours ago

  5. Sofia Marchetti declined SUB-24806 — outside appetite

    07:20 · 2 hours ago

View team workload